123 Useppa Island Unit B Useppa Island, FL 33921
Listing Courtesy of: FLORIDA GULF COAST MLS / Listed By: Rogan White, Century 21 Sunbelt Realty

  123 Useppa Island Unit B Useppa Island, FL 33921

Active (3 Days)
$950,000 (USD)
2
BED
3
BATH
1,478
SQFT

Description

Situated on the northwestern point of Useppa Island, Whelk Cottage is a 2-bedroom, 2.5-bath townhome offering a warm ambiance with spectacular west-facing waterfront views. Once inside, your attention is drawn to the breathtaking waterscape stretching across the Intracoastal Waterway, where nightly sunsets provide a constant reminder that you are within a true Florida paradise. The shoreline is framed by mangroves, with surrounding tropical greenery reminiscent of the world's most sought-after island destinations. For lovers of wildlife, the setting is exceptional, with frequent sightings of dolphins, manatees and fish in the surrounding waters. Bird enthusiasts will delight in the abundance of wading birds, songbirds, and birds of prey that call the island home. Whelk Cottage offers an authentic and immersive Florida island lifestyle.

The villa features two en-suite bedrooms on the main living level, each with convenient access to outdoor space. The western bedroom serves as the primary suite and includes a spacious bath with dual sinks, a large tiled shower, and a walk-in closet. Impact-rated French doors open to a screened porch overlooking the water to the west, offering a more private setting to soak in the pristine views. The eastern bedroom is currently utilized as a den, complete with a full bath and ample closet storage. It offers direct access to an open wrap-around deck surrounded by verdant palms and tropical plantings, creating a tranquil setting of lush greenery.

The upper level is dedicated entirely to the living and dining areas, where the cottage's most spectacular elevated water views are fully showcased. Its classic island finishes include crisp whites with splashes of tropical color and warm natural wood details throughout. The kitchen is well suited for everything from intimate dinners for two to entertaining guests for a sunset gathering. The living room features a vaulted wood-beam ceiling that adds warmth and character to the space, while a gas fireplace enhances the inviting atmosphere. Few experiences compare to enjoying a cool winter evening on a Florida island with a fire glowing indoors and expansive waterfront views just beyond the windows.

For the past 30 years, Whelk Cottage has been lovingly maintained as a full-time residence and treasured family retreat. Continuous care and thoughtful updates include a new roof (2023), impact-rated windows and doors, roll-down hurricane screens (2024), HVAC system (2024), and water heater (2024). Its location on the northwestern tip of Useppa Island provides a peaceful setting with world-class views while remaining conveniently close to dockage at the Useppa Marina. Ownership includes the deeded right to dock a boat up to 24 feet in length at the marina, a valuable amenity that further enhances the island lifestyle. Whelk Cottage offers an opportunity to own a well-maintained and appointed waterfront retreat within one of Florida's most exclusive island communities.

MLS #:
2026025926
Taxes
$5,360(2025)
Lot Size
3,659 SQFT
Type
Single-Family Home
Year Built
1980
Style
Duplex, Two Story
Views
Water, Bay, Mangroves
County
Lee County
Community
Useppa Island

Listed By

Rogan White, Century 21 Sunbelt Realty
Source
FLORIDA GULF COAST MLS
Last checked Jun 20 2026 at 11:49 AM GMT+0000
Bathroom Details
  • Full Bathrooms: 2
  • Half Bathroom: 1
Interior Features
  • Range
  • Refrigerator
  • Disposal
  • Dishwasher
  • Microwave
  • Dryer
  • Washer
  • Freezer
  • Self Cleaning Oven
  • Fireplace
  • Split Bedrooms
  • Windows: Shutters
  • Laundry: Inside
  • Dual Sinks
  • Living/Dining Room
  • Separate Shower
  • Shower Only
  • Vaulted Ceiling(s)
  • Windows: Impact Glass
  • Breakfast Bar
  • French Door(s)/Atrium Door(s)
  • Windows: Window Coverings
  • Main Level Primary
  • Window Treatments
Subdivision
  • Useppa Island
Property Features
  • Foundation: Pillar/Post/Pier
  • Foundation: Raised
Heating and Cooling
  • Zoned
  • Central
  • Electric
  • Central Air
Pool Information
  • Community
Flooring
  • Wood
  • Tile
Exterior Features
  • Roof: Metal
Utility Information
  • Utilities: Water Source: Public, Underground Utilities, Cable Not Available, High Speed Internet Available
  • Sewer: Public Sewer
Stories
  • 2
Living Area
  • 1,478 sqft
Location
   
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Estimated Monthly Mortgage Payment

*Based on Fixed Interest Rate withe a 30 year term, principal and interest only

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Disclaimer: Copyright 2026 Florida Gulf Coast MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/20/26 04:49