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$1,260,000 (USD)
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Useppa Island Area Single Family Home

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515 Useppa Useppa Island, FL 33924

3 Bed
2 Baths
1708 sqft
MLS# 2026022591
Virtual Tour
Introducing Laguna Cottage, a beautifully updated waterfront villa located within the charming Village enclave of Useppa Island. Positioned to capture picturesque northwest-facing views over Pine Island Sound and the Intracoastal Waterway, this thoughtfully designed 3-bedroom, 2-bath residence with office/den offers 1,708± square feet of air-conditioned living space, an uncommon find among similar units on Useppa.

This attached villa has been tastefully updated and appointed with impact-rated windows & doors, Serena & Lilly furnishings, and vintage coastal accoutrements, blending timeless coastal character with modern comfort. The open-concept living and dining areas are filled with natural light and showcase captivating water views from both the first and second floors. A welcoming fireplace adds warmth and charm to the main living space, while multiple outdoor seating areas invite quiet mornings, sunset gatherings, and evening stargazing.

The updated and fully equipped kitchen features stainless steel appliances, including a propane range, custom tile accents, abundant cabinetry, and functional workspace ideal for both casual living and entertaining. Rich design details throughout the home include recessed lighting, stylish fixtures, and numerous ceiling fans that complement the island aesthetic. Recent improvements enhance both comfort and peace of mind, including a new roof installed in 2024, two-zoned HVAC systems replaced in November 2024, new tankless water heater, dishwasher, disposal, and propane tank in late 2025. Additional landscape improvements were completed in spring 2026, further enhancing the property’s inviting outdoor setting with lush tropical foliage. Plans to install pavers leading to the entrance are underway, with installation scheduled for the near future.

The flexible floor plan offers the opportunity for a primary suite upstairs or downstairs. On the ground floor is a spacious bedroom with a full en-suite bath, complete with direct access to the wraparound deck. Upstairs is another primary option with a sitting room, separate office, and private balcony overlooking the water toward Boca Grande. Another guest room with Jack-and-Jill bath complements it all. Ownership includes dockage for one vessel up to 24 feet at a community dock located directly behind the cottage, offering convenient access to the surrounding waters of Southwest Florida.

Laguna Cottage offers a turnkey opportunity to establish a true island lifestyle upon closing, complete with the convenience of dockage and world-class water views. Useppa Island is a private membership-only island, and all interested parties are encouraged to explore all aspects of its private Club and what it has to offer residents. The Club came under new ownership in 2025 and is undergoing a comprehensive, multi-million-dollar renovation of its facilities and infrastructure in an effort to create a one-of-a-kind private island experience.
Listing Courtesy of FLORIDA GULF COAST MLS / Listed By: Rogan White, Century 21 Sunbelt Realty
$1,249,000 (USD)
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Matlacha Area Single Family Home

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2702 Bruce Street Matlacha, FL 33993

4 Bed
3 Baths
2980 sqft
MLS# 2026010053
Virtual Tour
Custom Luxury Island Living! This stunning Matlacha home sits on 75ft of deep water intercoastal frontage and offers just as much outdoor living space as in! The fully screened ground level features a gorgeous, heated saltwater pool surrounded by a beautiful pavered pool deck and a huge outdoor living space. The ground level features a mother-in-law suite w/ full bath and kitchenette and a large workshop that would be any craftsman's dream! The back of the property is a water lover's dream complete with a dock that spans the entire length of the property, a 4k boatlift with custom aluminum roof, 2 personal watercraft boatlifts ideal for kayaks or a small boat, 220volt shore power and a fully functioning outdoor shower perfect for washing off the salt and sand after a day on the water! As soon as you enter the main floor you can't help but notice the beautiful custom wood and metal details that are a signature of this home. Hand crafted nautical theme lacquered iron railings paired with cherry and maple handrails and cherry and maple stairs are seen throughout the interior of this beautiful home. The main level is truly spectacular, featuring soaring ceilings and an abundance of windows that let the natural light and beautiful views pour in! The main floor living room has huge picture windows that lend themselves to a great view down the canal and to Matlacha Pass. Dolphins, manatees and native seabird species are an everyday sight! The main living space is an open concept with Mexican Saltillo tiles throughout. The kitchen is a chef's dream complete with a double sink, chef sink, granite counters, a dual fuel stove, new Samsung refrigerator, new dishwasher, new microwave, beautiful, handcrafted cherry cabinets and an island bar with a custom cherry top. The main floor offers a large, screened porch with Brazilian walnut decking that really makes enjoying the outdoors from the upper level seamless! The main level hosts two spacious guest rooms which have natural cork floors. The master suite also resides on the main level featuring a large walk-in closet, full bath as well as access to the porch. As you make your way up the custom staircase to the second floor, you really start to experience the magnificence of this custom home! The second floor has THE VIEWS with the WOW FACTOR that all desire when looking for an island home!! The second floor has cherry flooring offering a large media loft, and ANOTHER balcony with Brazilian walnut decking! This home is loaded with many great upgrades including a 2025 standing seam metal roof, impact resistant windows and doors throughout, new Hardie plank siding, fire sprinkler system, central vacuum, zoned AC and 2 under home parking spots with remote control screens. Home is in the heart of Matlacha surrounded by world class fishing, pristine Gulf beaches and is within walking distance to waterfront restaurants, funky boutiques and galleries. Come see this home today and Start Living The Island Life!
Listing Courtesy of FLORIDA GULF COAST MLS / Listed By: Katie Fischer, Century 21 Sunbelt Realty
$1,247,000 (USD)
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Cape Coral Area Single Family Home

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2524 SW 25th Street Cape Coral, FL 33914

3 Bed
3 Baths
2202 sqft
MLS# 2026003415
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DIRECT Gulf-access pool home (no bridges, no locks) with southern exposure for the ultimate SW Florida waterfront lifestyle. NO HOA!

City Water and Sewer with ALL ASSESSMENTS PAID!

Oversized 14×28 heated saltwater pool with a stunning 360° infinity spa — designed for relaxation, upscale entertaining, and year-round Florida living, featuring a state-of-the-art smart pump valued at $17K.

Never-used 10,000-lb boat lift with 12' cradle on a spacious 310 sq ft dock — ready for immediate boating with no permit delays, offering quick access to open water.

Designer accent wall with a built-in 96-inch electric fireplace and mounted 96-inch TV — a striking centerpiece for luxury living.

Durable concrete tile roof provides long-lasting protection and timeless curb appeal.

Motorized aluminum roll-down hurricane shutters enclose the lanai’s pocket sliders, providing premium storm protection at the push of a button. Valued at $18,663, they also enhance privacy, security, and shade for comfortable year-round outdoor living.

Oversized outdoor kitchen on pavers with a built-in grill and included TV, complemented by low-maintenance artificial turf for a clean, mud-free entertaining space.

Impact-rated windows and doors provide outstanding storm protection and noise reduction, complemented by decorative front awnings that enhance curb appeal and architectural charm.

Home is pre-wired for a generator and equipped with whole-house surge protection for reliable backup power readiness during outages.

Enjoy whole-home entertainment with five televisions installed throughout.

Expansive 16-ft pocket sliding glass doors fully disappear into the wall, delivering breathtaking openness and true indoor-outdoor living.

Chef’s kitchen with quartz countertops and a waterfall-edge island, premium stainless-steel appliances (brand new refrigerator (June 2026), built-in wall oven, sleek glass cooktop with designer hood—perfect for entertaining.

Durable porcelain tile flooring throughout offers elegant style and easy maintenance with reinforced underlayment for lasting durability.

Laundry room equipped with premium Samsung champagne-finish washer and dryer.

Large paver driveway leads to an oversized 3-car garage, creating a grand first impression.

Professionally landscaped with lush Floratam grass, four Royal palms approximately 35 Feet Tall! and elegant marble rock for stunning tropical curb appeal.

3 brand-new smart toilets installed Feb 2026 — modern, hygienic, with bidet and heated seats.

Newly painted exterior (Feb 2026) gives the home a crisp, refreshed appearance.

Elevation Certificate Available.

Conveniently located near shopping, dining, schools, medical facilities, and Veterans Pkwy for quick access to Fort Myers, beaches, and Southwest Florida International Airport — offering the perfect balance of luxury living and everyday convenience.
Listing Courtesy of FLORIDA GULF COAST MLS / Listed By: Aldin Rekic, Century 21 Sunbelt Realty
$975,000 (USD)
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Useppa Island Area Single Family Home

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303 Useppa Unit A Useppa Island, FL 33924

2 Bed
3 Baths
1575 sqft
MLS# 2026021257
Virtual Tour
Tucked away in a quiet, seldom-traveled enclave along the mid-western shoreline of Useppa Island, this private
2-bedroom, 2.5 bath attached villa offers a rare sense of seclusion paired with sweeping coastal views. Oriented to the northwest, the residence overlooks the Intracoastal Waterway with panoramic sightlines stretching across Cabbage Key, Cayo Costa, Boca Grande Pass, and Gasparilla Island beyond.
The home features a thoughtfully designed “upside-down” floor plan, with two en-suite bedrooms located on the first level and the main living areas positioned above to fully capture the stunning water views. Upstairs, the kitchen, living room, and screened waterfront balcony create an inviting space for daily living and entertaining, while the lower-level bedrooms provide a quiet retreat at day’s end.
Designed for comfort and peace of mind, the villa is equipped with impact-rated windows and doors, along with electric storm panels protecting the screened balcony. Tasteful updates are found throughout, including recently renovated bathrooms, a new HVAC system, and a new water heater. Timeless wood flooring runs through the bedrooms, where classic finishes are complemented by the warmth and character of a traditional fireplace.
Just beyond the living room, the screened balcony overlooks a protected basin and shared dock. The property includes a one-third ownership interest in the dock, granting use of a boat slip—an exceptional amenity for island living. The dock sits just off the Intracoastal Waterway, with Cabbage Key less than a half-mile to the south. Cayo Costa State Park, renowned for its 7.5 miles of pristine Gulf beaches, is a short boat ride away via either Captiva Pass or Boca Grande Pass, both within four miles.
For many buyers seeking a true Florida island escape, sunset water views and private, deeded dockage rank at the top of the wish list. This residence offers both—providing a rare blend of convenience, beauty, and long-term investment security. Unit #303-A delivers these highly sought-after features in a thoughtfully finished, low-maintenance package.
Listing Courtesy of FLORIDA GULF COAST MLS / Listed By: Rogan White, Century 21 Sunbelt Realty
$950,000 (USD)
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Useppa Island Area Single Family Home

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123 Useppa Island Unit B Useppa Island, FL 33921

2 Bed
3 Baths
1478 sqft
MLS# 2026025926
Virtual Tour
Situated on the northwestern point of Useppa Island, Whelk Cottage is a 2-bedroom, 2.5-bath townhome offering a warm ambiance with spectacular west-facing waterfront views. Once inside, your attention is drawn to the breathtaking waterscape stretching across the Intracoastal Waterway, where nightly sunsets provide a constant reminder that you are within a true Florida paradise. The shoreline is framed by mangroves, with surrounding tropical greenery reminiscent of the world's most sought-after island destinations. For lovers of wildlife, the setting is exceptional, with frequent sightings of dolphins, manatees and fish in the surrounding waters. Bird enthusiasts will delight in the abundance of wading birds, songbirds, and birds of prey that call the island home. Whelk Cottage offers an authentic and immersive Florida island lifestyle.

The villa features two en-suite bedrooms on the main living level, each with convenient access to outdoor space. The western bedroom serves as the primary suite and includes a spacious bath with dual sinks, a large tiled shower, and a walk-in closet. Impact-rated French doors open to a screened porch overlooking the water to the west, offering a more private setting to soak in the pristine views. The eastern bedroom is currently utilized as a den, complete with a full bath and ample closet storage. It offers direct access to an open wrap-around deck surrounded by verdant palms and tropical plantings, creating a tranquil setting of lush greenery.

The upper level is dedicated entirely to the living and dining areas, where the cottage's most spectacular elevated water views are fully showcased. Its classic island finishes include crisp whites with splashes of tropical color and warm natural wood details throughout. The kitchen is well suited for everything from intimate dinners for two to entertaining guests for a sunset gathering. The living room features a vaulted wood-beam ceiling that adds warmth and character to the space, while a gas fireplace enhances the inviting atmosphere. Few experiences compare to enjoying a cool winter evening on a Florida island with a fire glowing indoors and expansive waterfront views just beyond the windows.

For the past 30 years, Whelk Cottage has been lovingly maintained as a full-time residence and treasured family retreat. Continuous care and thoughtful updates include a new roof (2023), impact-rated windows and doors, roll-down hurricane screens (2024), HVAC system (2024), and water heater (2024). Its location on the northwestern tip of Useppa Island provides a peaceful setting with world-class views while remaining conveniently close to dockage at the Useppa Marina. Ownership includes the deeded right to dock a boat up to 24 feet in length at the marina, a valuable amenity that further enhances the island lifestyle. Whelk Cottage offers an opportunity to own a well-maintained and appointed waterfront retreat within one of Florida's most exclusive island communities.
Listing Courtesy of FLORIDA GULF COAST MLS / Listed By: Rogan White, Century 21 Sunbelt Realty